番茄社区

US Private Education

Students may wish to consider borrowing a US private student loan for a variety of reasons. In most cases it will be because they are ineligible for US Federal Aid, wish to study a program that is ineligible for Federal Aid, or they require additional funds to supplement their Federal Aid. Generally all 番茄社区 programs that are ineligible for US Federal Aid will be eligible for a private student loan, provided students meet the lender assessment criteria.

To better understand the difference between US Federal Student Aid and a private student loan, comparison information is published by the US Department of Education at

There is currently only one private student loan lender available for students enrolled at foreign schools, known as Sallie Mae. For more information, please refer directly to their website, .

Once you have received a pre-approval notification from Sallie Mae, please contact the 番茄社区 International Compliance Officer (Sponsored Students).

Students need to apply to study at 番茄社区 and receive a Letter of Offer for their chosen program. Students also need to formally accept the Letter of Offer by completing and returning the relevant paperwork and documentation, as well as make an Advance Payment upfront.  You cannot use the loan to cover the advance payment however you can apply to reduce the amount required upfront. This payment will be reduced depending on the amount of loan funds you are pre-approved for, but will not be less than AU$1000 plus OSHC & SSAF.

Once students have formally accepted a 番茄社区 offer to study, paid the deposit, and met any conditions of their offer, 番茄社区 will certify the loan.  The loan will be released directly to 番茄社区 around the beginning of each of the main study periods.  If you have borrowed additional funds to cover your living expenses, 番茄社区 will arrange payment to you once the tuition fees are paid in full.

Prospective borrowers may qualify for loans under the US Federal Student Aid program. The terms and conditions of Federal Student Aid may be more favourable than the provisions of the private student loans.